What I Pocket

Monthly recap

Monthly Pocket Check

Recap what you actually kept this month after fees, refunds, costs, ads, and tax set-aside. Save a baseline to compare next month. Everything stays in your browser.

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Your numbers

Use one currency throughout. Examples use USD; the math works the same if every input uses the same currency.

Enter fee credits actually received, not an assumed refund percentage. Ordinary Gumroad refunds credit its own fee but retain processing; Connect accounts differ. Credits are capped at estimated original fees. For mixed-rate months, use actual combined fees in Custom. This is a planning estimate, not a payout ledger.

Breakdown

Formula

  • Gross sales = Price * Units
  • Refund total = min(Refunded orders * Average refund amount, Gross sales)
  • Gross after refunds = Gross sales - Refund total
  • Fees before credits = Gross sales * Platform and payment fee % + Units * Fixed fee when original gross sales are positive; $0 otherwise
  • Zero-price units have no sale-payment fees. Enter non-payment per-unit costs as Product cost per sale, and monthly costs separately. Fees on originally paid sales remain after refunds until actual credits are entered.
  • Fees = Fees before credits - min(Actual fee credits received, Fees before credits)
  • Costs = Cost per sale * Units + Ad spend + Other monthly fixed costs
  • Profit before tax = Gross after refunds - Fees - Costs
  • Tax set-aside = max(0, Profit before tax) * Tax %
  • Net pocket = Profit before tax - Tax set-aside
  • Net margin = Net pocket / Gross after refunds (or 'Not meaningful' if Gross after refunds <= 0)

Formula reviewed:

Last updated: