Gumroad Fees Calculator

Standard Direct is 10% + $0.50 plus separate payment processing; eligible subsequent direct sales after reaching $20,000 paid sales in a calendar month use 5% + $0.50. Discover is 30%, including processing. There is no monthly platform fee. The default Direct card-processing estimate is 2.9% + $0.30; use your own payment method's actual fees.

Standard Direct: multiply the sale amount by 10% and add $0.50, then add processing. A $29 US card example leaves about $24.46. For already-qualified later high-volume Direct sales, select 5% instead; do not reprice earlier sales. A $29 Discover sale costs $8.70 and leaves $20.30 with processing included.

Direct sales come through your own audience or links and use the applicable standard or high-volume Direct rate, plus processing. Discover sales come through Gumroad's marketplace and use 30% with processing included. Selecting the 5% Direct tier does not change Discover fees.

For ordinary Gumroad payments, Gumroad's own fee is returned on the refunded portion, including proportional credits on partial refunds; payment processing is retained. Stripe Connect and PayPal Connect are exceptions: sellers remain responsible for both Gumroad and processor fees. Enter only retained fees in Refund Impact, or actual fee credits in Monthly Pocket Check. Use the refund receipt, not a blanket assumption.

After paid sales reach $20,000 in a calendar month, subsequent eligible direct sales that month use 5% + $0.50. Earlier sales are not repriced. Qualification resets next month, and refunds that lower paid sales below the threshold can restore 10% for later sales. Custom account fees take precedence. Model pre-qualification and post-qualification sales separately; this calculator does not infer your qualification from batch revenue.

The $0.50 per-transaction fixed fee applies to direct sales only, per Gumroad's published rate. Discover sales are listed at 30% without a stated fixed fee component, though Gumroad reserves the right to change this. The fixed fee disproportionately hurts low-priced products: on a $5 sale the $0.50 is 10% by itself, on top of the 10% rate.

Gumroad handles sales tax collection and remittance as Merchant of Record for supported sales. This calculator includes platform fees and an editable processing estimate, but does not calculate tax or VAT. Use the correct fee base and your payout reports for your situation.

No. What I Pocket is an independent calculator site and is not affiliated with, endorsed by, or operated by Gumroad. The rates used here come from Gumroad's official pricing page and fee help article, and each is re-verified on the date shown under Rates checked. For a full walkthrough of the math, see the Gumroad fees guide on this site.

At standard rates, a $29 Gumroad Direct sale has $3.40 in platform fees before processing, versus Lemon Squeezy's $1.95 bundled base fee. Eligible high-volume Gumroad sales have a lower platform rate, but processing is still separate. Compare your actual account rates, add-ons, tax handling and payout workflow, not just the headline percentage.

Direct sales use the applicable Direct rate rather than Discover's 30%. The standard Direct rate is 10% + $0.50, or 5% + $0.50 for eligible subsequent high-volume sales, plus processing. Verify the actual attribution on your sale receipt.